Finance Center

BMW Finance Center in Seattle

Welcome to the Finance Department at BMW Seattle. We work with more auto finance companies and banks than most BMW dealers, so it’s easy to find a new or used car loan payment plan that meets your budget to provide you with a new or used car loan.

BMW Auto Loan & Lease Options in Seattle, Serving SeaTac, Kent, Renton and Lynnwood

Car loans and BMW leases aren’t topics most people get excited about. That is until they’ve come to our BMW Seattle Auto Financing Center. Here, they will meet with our friendly, expert team who focus on finding flexible terms and rates needed to accommodate every unique budget. Trust us – it’s a personable, results-driven experience you won’t forget. To learn how we can help you make your dream of owning a new or used BMW come true, contact us by phone at 833-371-0804 or stop by our Seattle dealership located at 1002 Airport Way S.

We work with more auto finance companies and banks than most BMW dealers, so it’s easy to find a new or used car loan payment plan that meets every budget.

Sales Info

Phone Number:Sales Hours:
  • Mon - Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 6:00 PM
  • Sun11:00 AM - 6:00 PM

Service Info

Phone Number:Service Hours:
  • Mon - Sat6:00 AM - 6:00 PM
  • SunClosed

Parts Info

Phone Number:Parts Hours:
  • Mon - Fri6:00 AM - 6:00 PM
  • Sat7:00 AM - 6:00 PM
  • SunClosed

BMW Seattle Takes the Bite Out of Auto Finance-BMW Leases Made Easy

Okay, so let’s set the scene: you’ve had the ambition and drive to be part of the BMW family for as long as you can remember, and you’ve had your heart set on a new BMW X5 SUV or maybe even the BMW Z4 Roadster; once you’ve done the research, picked out your features and packages, taken the test drive, and found yourself smitten, the next step is auto financing. Those two words seem to strike fear into some folks, but here at BMW Seattle, we make it easy and painless to find the auto financing solution that works for you, and to see yourself right into the driver’s seat of that hot new BMW. We are committed to delivering outstanding customer service, and that certainly extends to our BMW leasing and loans. Whatever option you find is best for you, our experts will help you work out a plan that works with your bottom line, not just ours! Many of our customers from SeaTac, Kent, Renton, and Lynnwood, WA find that the best financing solution for their situation is a BMW Lease. Maybe it’s the right solution for you, too? Let’s check it out.

What Makes a BMW Lease Different from an Auto Loan?

While both an auto loan and a BMW lease are ways to finance your next new BMW, they’re actually rather different when you break them down. Neither is better nor worse than the other, but they meet some rather different needs.

  • To begin, leases differ from loans because your payments reflect only the cost of depreciation, not the entire cost of purchase, as with an auto loan purchase. This means your monthly payments will likely be less expensive than if you had purchased the vehicle with a loan.
  • A second difference: leases are bound by “terms of the lease,” meaning the agreed-upon length of time you’ll keep the vehicle and how many miles you agree you’ll drive it. These can be great for those who want a new car every few years for the latest trends or best features, and it also means that those who don’t often drive can potentially save a little money by going with a low-mileage lease. Of course, there can be penalty fees if you drive more miles than you agreed upon when you first signed the lease, so it’s important to bear that in mind.</li.
  • At the end of your lease, you simply turn the vehicle back into us here at BMW Seattle, and then you can move onto your next new BMW, simple as that!
  • When you buy a vehicle with a loan, it’s yours, so there’s no turning it in at the end and moving onto something new unless you choose to sell your vehicle, which not an option when you lease. Additionally, those who lease are bound by contract to keep up with service and maintenance and unable to customize or sell the vehicle, so if you prefer personalization, you may do better with an auto loan, not a BMW lease.

Of course, only you will know whether you’d do best with a BMW lease or an auto loan, but we hope the above information made the choice a little bit clearer for you. Still have some lingering questions? Don’t let them sit! Give us a call at 833-371-0804 to speak to someone directly, or better yet, just come on into our showroom, located conveniently on 1002 Airport Way S., Seattle, WA. We’re just a quick drive for folks in the surrounding communities of SeaTac, Kent, Renton, and Lynnwood, so come on in and see what the BMW lineup has in store for you at BMW Seattle!

Contact Us


BMW Seattle

1002 Airport Way S
Seattle, WA 98134

Sales: 833-371-0804
Service: 833-371-0804
Parts: 833-371-0804

Sales Hours:
  • Monday - Friday9:00 AM - 7:00 PM
  • Saturday9:00 AM - 6:00 PM
  • Sunday11:00 AM - 6:00 PM
Service Hours:
  • Monday - Saturday6:00 AM - 6:00 PM
  • SundayClosed
BMW Seattle 47.593671, -122.324349.